arrow
返回

Credit scoring using the clustered support vector machine

delete2015-02-01
delete198
delete
OA
AI
T
Terry Harris *
DOI:10.1016/j.eswa.2014.08.029delete
delete原文链接
delete分享
delete收藏
查看原文
摘要

摘要

En 中文
This work investigates the practice of credit scoring and introduces the use of the clustered support vector machine (CSVM) for credit scorecard development. This recently designed algorithm addresses some of the limitations noted in the literature that is associated with traditional nonlinear support vector machine (SVM) based methods for classification. Specifically, it is well known that as historical credit scoring datasets get large, these nonlinear approaches while highly accurate become computationally expensive. Accordingly, this study compares the CSVM with other nonlinear SVM based techniques and shows that the CSVM can achieve comparable levels of classification performance while remaining relatively cheap computationally. (C) 2014 Elsevier Ltd. All rights reserved.
Keyword:
Credit risk
Credit scoring
Clustered support vector machine
Support vector machine
AI总结

AI总结

对已上传原文的论文进行重点信息的提取,主要内容包括:简要概述、研究摘要、背景介绍、关键亮点、图文解析、展望与总结。

期刊

Expert Systems with Applications 封面图
Expert Systems with Applications
IF:
7.5
论文数:
3.0W
被引数:
10.2W

机构

暂无机构信息
引用论文

引用论文

err分享
err收藏
Active learning with adaptive regularization
err2011-10-01
err30
PREAI
errWang, Zheng; Yan, Shuicheng; Zhang, Changshui
err分享
err收藏
Recent Advances in Room-Temperature Direct C–H Arylation Methodologies
err2022-10-20
err0
errOAAI
errChristine K. Luscombe; Preeti Yadav; Nivedha Velmurugan
err分享
err收藏
Compatibility Study between 316-series Stainless Steel and Sodium Coolant
err2010-05-25
err0
PREAI
errJun Hwan Kim; Jong Man Kim; Jae Eun Cha; Sung Ho Kim; Chan Bock Lee
err分享
err收藏
err分享
err收藏
学者 查看更多内容