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Household Financial Transaction Data

delete2022-08-12
delete7
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OA
AI
S
Scott Baker *
K
Kueng, Lorenz
DOI:10.1146/annurev-economics-051520-023646delete
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摘要

摘要

En 中文
The growth of the availability and use of detailed household financial transaction micro data has dramatically expanded the ability of researchers to understand both household decision making and aggregate economic fluctuations across a wide range of fields. This class of transaction data is derived from a myriad of sources, including financial institutions, FinTech apps, and payment intermediaries. We review how these detailed data have been utilized in finance and economics research and analyze both their benefits and limitations as compared to more traditional measures of income, spending, and wealth. Finally, we discuss the future potential of this flexible class of data in firm-focused research, real-time policy analysis, and macro statistics.
Keyword:
transaction data
financial account data
household finance
linked accounts
payments data

期刊

Annual Review of Economics 封面图
Annual Review of Economics
IF:
11.4
论文数:
356
被引数:
4.5K

机构

U
Universita della Svizzera Italiana
学者数:
3.3K
论文数: 2.8K
被引数: 3
N
Northwestern University
学者数:
6.2W
论文数: 5.3W
被引数: 3.9K
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