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Privatizing Disability Insurance

delete2025-09-16
delete0
PRE
AI
A
Arthur Seibold *
S
Sebastian Seitz *
S
Sebastian Siegloch *
DOI：10.3982/ECTA22113delete
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摘要

摘要

En 中文
许多国家的公共伤残保险（DI）计划面临日益增长的财政压力，促使各方努力削减开支。本文探讨了在公共DI削减的背景下扩大私人保险市场作用的福利效应。我们利用一项改革，该改革取消了德国公共DI的一部分，并使用大型保险公司的独特数据。我们发现该改革产生了适度的挤出效应，私人DI的参保率仍不完整。我们没有发现私人DI市场存在逆向选择。相反，私人DI倾向于吸引高收入、高教育水平和低伤残风险的个人。我们采用显示性偏好方法估算了个人的保险估值。我们的福利分析发现，通过自愿私人市场提供部分DI可以改善福利。然而，分配方面的担忧可能证明实施全面的公共DI强制规定是合理的。
Keyword:
Disability insurance
social insurance
privatization
risk-based selection
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期刊

Econometrica 封面图
Econometrica
IF:
7.1
论文数:
3.0K
被引数:
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机构

U
University of Cologne
学者数:
3.0W
论文数: 2.1W
被引数: 2.4W
L
ludwig-maximilians- university munich
学者数:
7
论文数: 4
被引数: 0
U
University of Manchester
学者数:
5.7W
论文数: 5.3W
被引数: 7.4W
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引用论文

引用论文

Measuring the (income) effect of disability insurance generosity on labour market participation
errJournal of Public Economics
IF0
err2012-02-01
err0
errOAAI
errOlivier Marie; Judit Vall Castello
err分享
err收藏
The rise in the disability rolls and the decline in unemployment
errQUARTERLY JOURNAL OF ECONOMICS
IF12.7
err2003-02-01
err519
errOAAI
errAutor, DH; Duggan, MG
err分享
err收藏
How Financial Incentives Induce Disability Insurance Recipients to Return to Work
errAMERICAN ECONOMIC REVIEW
IF11.6
err2014-02-01
err75
errOAAI
errKostol, Andreas Ravndal; Mogstad, Magne
err分享
err收藏
Disability, earnings, income and consumption
errJournal of Public Economics
IF0
err2019-03-01
err0
errOAAI
errBruce D. Meyer; Wallace K.C. Mok
err分享
err收藏
The Rise and Fall of Disability Insurance Enrollment in the Netherlands
errJOURNAL OF ECONOMIC PERSPECTIVES
IF8.8
err2015-05-01
err45
errOAAI
errKoning, Pierre; Lindeboom, Maarten
err分享
err收藏
PRIVATE INFORMATION AND INSURANCE REJECTIONS
errECONOMETRICA
IF7.1
err2013-01-01
err121
errOAAI
errHendren, Nathaniel
err分享
err收藏
The effects of health, wealth, and wages on labour supply and retirement behaviour
errREVIEW OF ECONOMIC STUDIES
IF6.4
err2005-04-01
err495
PREAI
errFrench, E
err分享
err收藏
Disability Insurance: Theoretical Trade‐Offs and Empirical Evidence*
errFiscal Studies
IF0
err2020-05-21
err0
errOAAI
errHamish Low; Luigi Pistaferri
err分享
err收藏
The growth in the social security disability rolls: A fiscal crisis unfolding
errJOURNAL OF ECONOMIC PERSPECTIVES
IF8.8
err2006-05-01
err234
errOAAI
errAutor, David H.; Duggan, Mark G.
err分享
err收藏
The Effect of Disability Insurance Payments on Beneficiaries' Earnings
erramerican economic journal macroeconomics
IF5.3
err2017-08-01
err38
errOAAI
errGelber, Alexander; Moore, Timothy J.; Strand, Alexander
err分享
err收藏
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