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Generative AI and Investor Processing of Financial Information
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DOI：10.1016/j.jacceco.2026.101908.png)
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Abstract
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• 47% of retail investors report processing financial information with GenAI in 2024. • Most common uses: interpreting and contextualizing financial and market information. • Over time, usage shifts from screening to detailed monitoring and interpretation. • GenAI’s most cited benefits involve quickly streamlining complex research tasks. • Investor concerns about response quality and data privacy hinder adoption.
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