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Impact of pension insurance and health insurance on pension savings: Evidence from China
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DOI：10.1016/j.econmod.2026.107729.png)
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Abstract
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• This study examines how private insurance impacts pension savings in China. • Holding both private health insurance and private pension insurance reduce residents’ pension savings. • Rural residents more prefer simultaneously hold private health insurance and private pension insurance than urban counterparts. • Health insurance increases positive impacts of pension insurance. • Adaptation strategies to sustain pension savings in a finance-driven growth era are required.
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