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The Effect of Family Dynamics and Socio-Economic Factors on Savings Formation in Agriculture

delete2026-01-01
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PRE
AI
K
Kemalettin Ağızan
Z
Zeki BAYRAMOĞLU
H
Hasan Gökhan Doğan *
Y
Yusuf Çelik
Z
Zuhal Karakayacı
DOI:10.18016/ksutarimdoga.vi.1731046delete
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Abstract

Abstract

En 中文
This study investigated the influence of gender on the savings behavior of farmers living in rural households and identified the factors that influence savings behavior by gender. For this purpose, a survey was conducted among 268 agricultural households in Konya province of T & uuml;rkiye. A non-hierarchical cluster analysis was conducted to explain differences in the composition of savings between male and female households. Linear regression analysis was also used to identify gender differences in savings behavior. The results of the household survey showed the need for alternative sources of income that provide diverse income opportunities to mobilize more savings for economic growth. This is because a significant portion of investment funds is channeled into property or vehicle funds, irrespective of whether it is in urban or rural areas. Therefore, there is a need to promote and expand alternative investment instruments and develop policy recommendations for the use of savings. The integration of gender-sensitive financial inclusion programs should aim to effectively close the gender gap in access to financial resources in the agricultural sector and ultimately contribute to the sustainable development of the sector.
Keywords:
Gender Differentiation
Saving in Agriculture
Farmer Behavior

Journal

K
KSU Tarim ve Doga Dergisi-KSU Journal of Agriculture and Nature
IF:
0.5
Papers:
54
Citations:
0

Organization

S
Selcuk University
Scholars:
4.5K
Papers: 4.4K
Citations: 53
A
Adnan Menderes University
Scholars:
1.7K
Papers: 1.4K
Citations: 1.0K
K
Kirsehir Ahi Evran University
Scholars:
806
Papers: 939
Citations: 5
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