arrow
返回

Prediction-oriented PLS path modeling in microfinance research

delete2016-10-01
delete15
PRE
AI
A
Antonio Blanco‐Oliver *
A
Ana Isabel Irimia Diéguez
R
Reguera-Alvarado, Nuria
DOI:10.1016/j.jbusres.2016.03.054delete
delete原文链接
delete原文求助
delete分享
delete收藏
摘要

摘要

En 中文
By using a prediction-oriented PLS path model, this study predicts the financial performance (FP) of Microfinance Institutions (MFIs) by means of their social impact (SI) and portfolio quality (PQ). The empirical study uses a dataset, obtained from the Mix Market database, for the year 2012 with 563 MFIs worldwide. Firstly, the findings show that the higher the SI, the higher the FP in the microfinance sector. Secondly, the results suggest that the PQ increases substantially the ability of the model to predict the FP of MFIs, providing a full mediation in the relationship between SI and FP. Thirdly, in consequence, both SI and PQ are powerful and accurate predictors of the FP of MFIs since the average R-2 is 58%, with a standard deviation of 0.18 (by using a 10-fold cross-validation procedure) and an SRIVIR of 0.05. The main contribution of the current study is to show that MFIs can continue serving the poorest people (achieving their SI) while obtaining high financial results via increasing the quality of their portfolio, since in the microfinance sector great poverty implies lower default risks. (C) 2016 Published by Elsevier Inc.
Keyword:
Microfinance
Social impact
Financial performance
Portfolio quality
Cross validation
R software
AI总结

AI总结

对已上传原文的论文进行重点信息的提取,主要内容包括:简要概述、研究摘要、背景介绍、关键亮点、图文解析、展望与总结。

期刊

Journal of Business Research 封面图
Journal of Business Research
IF:
9.8
论文数:
1.0W
被引数:
8.7W

机构

U
University of Sevilla
学者数:
1.9W
论文数: 1.7W
被引数: 15
引用论文

引用论文

After Care Bereavement Program
err1995-09-01
err0
PREAI
errMargaret B. Coolican; Tricia Pearce
err分享
err收藏
err分享
err收藏
On the use of qualitative comparative analysis in management
err2016-04-01
err136
errOAAI
errKan, Anderson Konan Seny; Adegbite, Emmanuel; El Omari, Sami; Abdellatif, Mahamat
err分享
err收藏
Neuroanatomical Correlates of Heterotypic Comorbidity in Externalizing Male Adolescents
err2012-04-04
err0
PREAI
errColin L. Sauder; Theodore P. Beauchaine; Lisa M. Gatzke-Kopp; Katherine E. Shannon; Elizabeth Aylward
err分享
err收藏
学者 查看更多内容